The Zero Platinum credit card has a $0 annual fee and an introductory balance transfer rate of 0% for 6 months. It has an international transaction fee of 0% and up to 55 days interest-free on purchases.
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Get a $0 annual fee and an initial balance transfer rate of 0% for the first 6 months.
Annual Fee
$0 per year
Balance Transfer
0% for 6 months reverts to 18.99% p.a.
3% BT fee applies.
Purchase Rate
0% for 6 months reverts to 18.99% p.a.
Interest Free Period
up to 55 days
Details
Mastercard
Minimum Repayment
per statement, whichever is greater
Interest Free Period
Minimum Credit Limit
Fees
Annual Fee
Late Payment Fee
per statement
Cash Advance Fee
per transaction, whichever is greater
Additional Card Holder Fee
Additional Card Holder Cap
additional holders
Rates
Purchase Rate
0% for 6 months
reverts to 18.99% p.a.
Cash Advance Rate
Balance Transfer
Balance Transfer
0% for 6 months
reverts to 18.99% p.a.
3% BT fee applies.
Balance Transfer Limit
of credit limit
Balance Transfer Fee
per transaction
Overseas Spending
Foreign Currency Conversion Fee
per transaction
Eligibility
Minimum Age
Temporary Residents
Perks
Complimentary Travel Insurance
Airport Lounge Access
Who is the product designed for?
These customers are likely to have the following objectives, needs, financial situation and must meet the eligibility criteria for this product:
Objectives and Needs
- Require a revolving credit facility with a convenient way to make payments and access cash by using the card attached to the facility
- No annual fee
- Access to complimentary travel insurance upgraded benefits
- Waiving of foreign transaction fees
- Access to interest free days
- Access to promotional offers
Financial Situation
- meet Bankwest's credit assessment criteria which includes demonstrating the capacity to make the required
repayments without substantial hardship
- choose a credit limit typically above $6,000
- will pay a higher interest rate when required under the card contract (compared to some other Bankwest credit cards).
Eligibility Criteria
- be an individual 18 years or older
- be living in Australia as an Australian citizen or Australian permanent resident (exceptions may apply)
- meet Bankwest's credit assessment criteria which includes demonstrating the capacity to service the credit facility
Visit Bankwest to view Target Market Determination Effective From: 2023-09-28.
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